Integrated CRP package

• Appropriate for pre-and-post retirement, offering attractive outcomes, simplicity and consistency in the advice.
• Available across all the risk-grades, offering clear alignment with different clients’ risk-appetites.
• Attractive long-term returns alongside predictability, through combining a diverse range of capital growth and income generating assets.
• Stress-tested against 1000’s of future economic scenarios using our institutional Economic Scenario Service (ESS) modelling, to identify the most resilient portfolios for any given level of risk.
• Institutional buying power employed to drive down costs, aiding long-term client outcomes.

• Portfolio commentary, which assists advisers in addressing common behavioural challenges and managing potential foreseeable harm.
• Regulatory documentation, including target market definition, testing and suitability text, and consumer duty documentation, including ongoing assessment of value.
• Ongoing access to our investment and retirement experts.

Our Sustainable Income Tool (SIT) consists of:

• High quality data, allowing you to evidence delivery of personalised sustainable income recommendations.
• Street level longevity data covering 1 in 4 UK DB scheme members (well aligned to advised client demographic).
• Portfolio specific projections, employing our institutional ESS, allowing you to evidence use of appropriate return.
• SIT is simple and intuitive, making adoption into the advice process straightforward and efficient when delivering to multiple segments of your client bank.
• Clear visual outputs to support you in enhancing consumer understanding of key considerations and ranges of potential outcomes.