Home Systems and Tools

Sustainable Income Tool (SIT)

The HRIS proposition combines model portfolios that take account of managing downside risks, with a unique, online interactive ‘Sustainable Income Tool’ (SIT).

Two purple jellyfish swimming in black water

SIT consists of:

1

High quality data, allowing you to evidence delivery of personalised sustainable income recommendations.
2

Street level longevity data covering 1 in 4 UK DB scheme members (well aligned to advised client demographic).
3

Portfolio specific projections, employing our institutional ESS, allowing you to evidence use of appropriate return assumptions.
4

SIT is simple and intuitive, making adoption into the advice process straightforward and efficient when delivering to multiple segments of your client bank.
5

Clear visual outputs to support you in enhancing consumer understanding of key considerations and ranges of potential outcomes.